AePS alone brought ₹58,000 last month. 60–70 people a day come for cash withdrawal now — and most buy a recharge too.
Bharat's Shop OS · Live now
Your dukaan.Your bank.Your rules.
Cash out, send money, pay bills, sell tickets — from the counter you already own. You earn a commission on every single transaction.
- RBI-licensed partner banks
- NPCI certified rails
- PCI-DSS v4.0
- ISO 27001:2022
9:41eMoney
Aaj ka earning
Live₹2,184 earned today
+18% vs yesterday
Live at your counter
auto-refresh- +₹6
AePS withdrawal · ₹2,000
Kanpur · just now
- +₹8
Send money · ₹5,000
Kochi · just now
- +₹4
Electricity bill · ₹1,240
Aurangabad · just now
- +₹3
Jio recharge · ₹299
Ludhiana · just now
60+ services · one login
- Bharat shops live
- 72K+
- Billers at your tap
- 1,400+
- Ways to earn
- 60+
- Processed monthly
- ₹240 Cr+
60+ ways your counter earns
All services- Payment GatewayNew
- POS TerminalsNew
- QR Code PaymentsNew
- Aadhaar Pay (AePS)
- Send Money (DMT)
- UPI Collect
- Wallet Pay
- Virtual AccountNew
- Credit Card Bill
- Mobile Recharge
- DTH Recharge
- Broadband / OTT
- Electricity
- Water
- Gas (Piped & LPG)
- Flight Booking
- Hotel Booking
- Bus Booking
- Education Fees
- Insurance Premium
- Broadband Bill
Earnings calculator
How much can your shop earn?
Slide to your daily footfall. Tap the services you'll offer. Real averages, no fairy tales.
10100200+
Services you'll offer
Everything at your counter
One login. Sixty ways to earn.
Banking, top-ups, bills and travel — every service pays you a commission the moment it succeeds.
- New
Payment Gateway
Take UPI, cards and net banking online. Money lands in your bank next day.
Settles T+1Payment received
₹12,400
UPICardsNet bankingWalletsEMI - New
POS Terminals
Swipe, tap or scan at your counter. Rent a POS — no buying, no lock-in.
- New
QR Code Payments
Put your own QR on the counter. Every payment pings your phone instantly.
- Most used
Aadhaar Pay
Pay out cash with just a thumb. Earn up to ₹6 per withdrawal — every time.
Thumb verified
₹2,000 paid out · +₹6 earned
Any bank · any customer · 1.4s
Send Money (DMT)
Send money to any bank account in seconds. 24x7, even on holidays.
UPI Collect
Collect payments with a UPI request. No machine, no printed QR needed.
Wallet Pay
Top up once, pay for every service. Your float, your control.
- New
Virtual Account
Get your own account number. Customers transfer, your wallet fills itself.
Credit Card Bill
Clear any bank's card bill for customers. Earn on every payment.
Mobile Recharge
Recharge Jio, Airtel, Vi and BSNL in one tap. Commission on every plan.
DTH Recharge
Recharge every DTH brand from one screen. Instant activation, instant commission.
Broadband / OTT
Renew broadband, landline and OTT plans. Customers come back every month.
Electricity
Pay any state's electricity bill in 30 seconds. Instant receipt, zero queues.
Water
Clear municipal water bills on the spot. Confirmed before the customer leaves.
Gas (Piped & LPG)
Book LPG cylinders or pay piped gas bills. Done in under a minute.
Flight Booking
Book domestic flights at agent fares. Earn on every ticket you sell.
Hotel Booking
Book 50,000+ hotels at agent rates. Your shop becomes a travel desk.
Bus Booking
Sell AC and sleeper bus tickets pan-India. Earn up to 5% per seat.
Education Fees
Collect school and college fees for parents. Auto reminders bring them back.
Insurance Premium
Accept premium payments for every major insurer. Instant policy receipt.
Broadband Bill
Pay postpaid broadband and landline bills via BBPS. Instant confirmation.
Showing 21 of 21 services · see full list and commission slabs
Step 01
Sign up in 5 minutes
Your mobile number, PAN and shop name. Nothing to print, nothing to courier.
Step 02
Finish KYC
Aadhaar OTP plus a selfie. Verified the same day — usually within the hour.
Step 03
Add funds
Top up your wallet by UPI or IMPS. Start with ₹2,000 — your float, your pace.
Step 04
Start earning
First AePS withdrawal, first commission. Paisa lands in your wallet instantly.
Built for every role
Whatever you run, eMoney pays you for it.
Pick your seat. The platform reshapes itself around how you earn.
Your counter, now a bank branch.
Serve cash, transfers and bills to the customers already walking in.
Cash withdrawal with a thumb
AePS pays up to ₹6 per withdrawal. Customers come back daily.
Commission in seconds
Every success credits your wallet instantly. Withdraw 24x7.
Help in your language
Priority WhatsApp support in 9 languages, 7 days a week.
Today at Yadav Mobile
Live₹2,184
commission · 63 transactions
- AePS withdrawals₹1,120 · 24
- Send Money₹640 · 18
- Bills & recharges₹424 · 21
Retailer stories
Real counters. Real numbers.
No stock photos, no vague praise. Shopkeepers on what they earn and which service does it.
Send Money is my busiest counter. Around 40 transfers a day at ₹8 each. That's ₹9,000 a month without stocking a single item.
Electricity and gas bills bring 80 customers a day. Small commission per bill, but it adds up to ₹11,000 a month.
I rented a POS for ₹499. First month it processed ₹4.2 lakh and the rent paid for itself in two days.
Bus tickets earn me 5% a seat. Last month that was ₹22,000 — plus recharges while customers wait.
Bharat reach
From Kanpur to Kochi, the counter is open.
One network of shops doing what bank branches never reached. Yours can be the next pin on the map.
28
States & UTs
every corner of Bharat
72K+
Shops live
and hundreds joining daily
1,400+
Billers
via BBPS and direct rails
₹240 Cr+
Monthly volume
through counters like yours
Shops by zone
19.2K
North
7 states · Delhi, Lucknow, Kanpur
21.4K
West
6 states · Mumbai, Pune, Ahmedabad
16.8K
South
5 states · Bengaluru, Hyderabad, Vijayawada
11.3K
East
6 states · Kolkata, Patna, Ranchi
3.6K
North-East
4 states · Guwahati, Shillong, Aizawl
Support inEnglishहिन्दीગુજરાતીमराठीதமிழ்తెలుగుಕನ್ನಡবাংলাമലയാളം
Mission 01
Digital India
Your shop is the last mile. Where the nearest ATM is 20 km away, your counter is the bank.
1,250+
Gram Panchayats with an eMoney shop
Mission 02
Jan Dhan · Aadhaar · Mobile
Serve any customer with just an Aadhaar and a thumb. No card, no passbook, no app needed.
₹0
Cost for your customer to withdraw
Mission 03
UPI · BBPS · AePS
You run on the same NPCI rails as the big banks. Same speed, same safety, your commission.
60+
Live services at your counter
Mission 04
Aatmanirbhar Bharat
Built in Gurugram, hosted in India, supported in 9 languages. Made for Bharat's shops.
100%
Made in India
Trust wall
Regulated to the letter.
The licences, audits and rails behind every rupee that moves through your counter. Nothing hidden, nothing borrowed.
RBI
LiveRBI Authorised Partners
Reserve Bank of India
NPCI
CertifiedNPCI Certified
National Payments Corporation of India
UIDAI
Sub-AUAUIDAI · AUA / KUA
Unique Identification Authority of India
DPDP
CompliantDPDP Act 2023 Ready
Ministry of Electronics & IT
PCI
CertifiedPCI-DSS v4.0 Level 1
PCI Security Standards Council
ISO
CertifiedISO/IEC 27001:2022
International Standards Organisation
CERT
AuditedCERT-In Empanelled
Indian Computer Emergency Response Team
PMLA
ReportingPMLA / KYC / AML
Financial Intelligence Unit – India
Rails, banks and devices we run on
- NPCI
- NPCI Bharat BillPay
- RBI Sandbox
- ICICI Nodal
- Yes Bank Nodal
- Axis Bank
- Visa
- Mastercard
- RuPay
- Aadhaar / UIDAI
- Mantra MFS100
- Morpho MSO 1300
Plans
Start free. Upgrade when it pays for itself.
Three plans, one rule: you should earn more than you pay in the first week.
Starter
Try it. Earn it. No commitment.
₹0forever free
- 30+ services unlocked
- Standard commission slabs
- UPI & wallet payments
- Email support
- Basic transaction reports
Retailer
Unlock AePS + max commissions. Pays for itself in 2 days.
₹499/year
- Everything in Starter
- AePS & Send Money unlocked
- Higher commission slabs
- Priority WhatsApp support
- Advanced reports & exports
- Free RuPay card
| What you get | Starter | Retailer | Distributor |
|---|---|---|---|
| Services unlocked | 30+ | 60+ | 60+ |
| AePS & Send Money | Not included | Included | Included |
| Commission slab | Standard | Higher | Higher + overrides |
| Support | Priority WhatsApp | Dedicated manager | |
| Onboard & manage retailers | Not included | Not included | Included |
| API access & white-label | Not included | Not included | Included |
All plans: zero joining fee, instant commission credit, 24x7 wallet withdrawal. Plan fees are exclusive of GST.
Questions
Straight answers. No fine print.
What shopkeepers ask us before they sign up — answered the way we'd say it across the counter.
Still stuck? WhatsApp us.
Real humans, 10 AM – 6 PM, Mon – Sat. Hindi, English and 7 more languages.
eMoney turns your shop into a bank counter. Cash withdrawal, money transfer, bills, recharges, travel — 60+ services from one login. You earn a commission on every transaction.
Insights
What the best counters do differently.
Short reads from shops that earn more — with the numbers to prove it.